personal finance – HabitHacks https://blog.lift.do The power of small changes to make big results Sun, 07 Mar 2021 16:20:47 +0000 en-US hourly 1 https://wordpress.org/?v=6.5.2 https://blog.lift.do/wp-content/uploads/2022/05/cropped-Screenshot-1-32x32.png personal finance – HabitHacks https://blog.lift.do 32 32 18 Simple Strategies to Live on A Tight Budget And Save More Money https://blog.lift.do/18-simple-strategies-to-live-on-a-tight-budget-and-save-more-money/ Sun, 07 Mar 2021 16:20:40 +0000 https://blog.lift.do/?p=2002 Read ]]>
  • Travel by public transport. Cabs may be comfortable but buses give you an idea about the bustle of daily life. 
  • If you need a vehicle, Get yourself a bicycle rather than a bike.
  • Quit drinking.
  • Quit smoking.
  • Quit drugs.
  • Cook your own meals or book a meal service rather than eating at restaurants or ordering food.
  • If you feel like treating yourself to a proper dinner, share the meal with friends. Eating alone generally is costlier than eating with a group of people. 
  • Hang out with like-minded people: someone who is on as tight a budget as you are.
  • Hire an accountability coach who will keep track of your spending habits and help you stay on track.
  • Don’t spend too much time window shopping lest you be tempted to actually purchase something.
  • Avoid buying expensive branded clothes. Rather, look for markets that let you buy something that is equally fashionable, only cheaper and more comfortable.
  • Keep only as much cash with you as you’d be needing for your daily expenses — that way you’ll have no option even if you get a sudden urge to splurge. Not all shops have the option of online or card payment after all.
  • If you need to buy a newer version of something you already own (say, furniture), make arrangements to sell the older one to make up for at least a part of your budget.
  • Buying used stuff is a lot easier on the wallet.
  • Turn off all electronic gadgets when not in use to save on the electricity bill.
  • Instead of the mall, do your grocery shopping from a local market. Not only do you get all you need for less than half the price, but you also stock up on comparatively fresher and healthier stuff.
  • Most importantly, learn to distinguish between “need” and “want”. Basic amenities can’t be lived without, luxuries sure can.
  • To get an even better idea, you can learn from the experts at Better Humans. They write the most detailed tutorials on self improvement.

    • https://betterhumans.pub/how-to-triage-your-finances-now-to-save-money-and-get-organized-6ae1d14cb0d4

    https://betterhumans.pub/i-went-from-broke-and-without-hope-to-being-a-financially-stable-person-with-a-working-budget-f0b14e099fba

    https://betterhumans.pub/quick-and-easy-ways-to-become-a-savvy-shopper-extraordinaire-97de98fc490

    https://betterhumans.pub/how-i-got-in-got-out-and-made-my-money-in-the-family-business-c7852052be3b

    https://betterhumans.pub/104-little-tips-to-make-and-save-money-61539b4ad28

    ]]>