Finances – HabitHacks https://blog.lift.do The power of small changes to make big results Sun, 07 Mar 2021 16:20:47 +0000 en-US hourly 1 https://wordpress.org/?v=6.5.2 https://blog.lift.do/wp-content/uploads/2022/05/cropped-Screenshot-1-32x32.png Finances – HabitHacks https://blog.lift.do 32 32 18 Simple Strategies to Live on A Tight Budget And Save More Money https://blog.lift.do/18-simple-strategies-to-live-on-a-tight-budget-and-save-more-money/ Sun, 07 Mar 2021 16:20:40 +0000 https://blog.lift.do/?p=2002 Read ]]>
  • Travel by public transport. Cabs may be comfortable but buses give you an idea about the bustle of daily life. 
  • If you need a vehicle, Get yourself a bicycle rather than a bike.
  • Quit drinking.
  • Quit smoking.
  • Quit drugs.
  • Cook your own meals or book a meal service rather than eating at restaurants or ordering food.
  • If you feel like treating yourself to a proper dinner, share the meal with friends. Eating alone generally is costlier than eating with a group of people. 
  • Hang out with like-minded people: someone who is on as tight a budget as you are.
  • Hire an accountability coach who will keep track of your spending habits and help you stay on track.
  • Don’t spend too much time window shopping lest you be tempted to actually purchase something.
  • Avoid buying expensive branded clothes. Rather, look for markets that let you buy something that is equally fashionable, only cheaper and more comfortable.
  • Keep only as much cash with you as you’d be needing for your daily expenses — that way you’ll have no option even if you get a sudden urge to splurge. Not all shops have the option of online or card payment after all.
  • If you need to buy a newer version of something you already own (say, furniture), make arrangements to sell the older one to make up for at least a part of your budget.
  • Buying used stuff is a lot easier on the wallet.
  • Turn off all electronic gadgets when not in use to save on the electricity bill.
  • Instead of the mall, do your grocery shopping from a local market. Not only do you get all you need for less than half the price, but you also stock up on comparatively fresher and healthier stuff.
  • Most importantly, learn to distinguish between “need” and “want”. Basic amenities can’t be lived without, luxuries sure can.
  • To get an even better idea, you can learn from the experts at Better Humans. They write the most detailed tutorials on self improvement.

    • https://betterhumans.pub/how-to-triage-your-finances-now-to-save-money-and-get-organized-6ae1d14cb0d4

    https://betterhumans.pub/i-went-from-broke-and-without-hope-to-being-a-financially-stable-person-with-a-working-budget-f0b14e099fba

    https://betterhumans.pub/quick-and-easy-ways-to-become-a-savvy-shopper-extraordinaire-97de98fc490

    https://betterhumans.pub/how-i-got-in-got-out-and-made-my-money-in-the-family-business-c7852052be3b

    https://betterhumans.pub/104-little-tips-to-make-and-save-money-61539b4ad28

    ]]>         Lift Groups: Reach Your Investment Goals https://blog.lift.do/lift-groups-reach-your-investment-goals/ Thu, 20 Jun 2013 04:16:00 +0000 http://blog.coach.me/lift-groups-reach-your-investment-goals/ Read ]]> image

    Wouldn’t it be great if we all had a little more time and money to do the things we enjoy like taking a bike ride, spending time with family, taking a trip? If so, check out the Reach Your Investment Goals group that Betterment created on Lift which encourages you to do just that!

    Betterment’s mission is to make investing easy, inexpensive and tied to the individual’s goals. Their automated platform saves the investor time, freeing them up to do things they want to do in life.

    Betterment created the Reach Your Investing Goals group on Lift to help the community build daily habits around saving money and taking time to enjoy life. When it comes in making an investment, it could be rather stressful that it why it might be helpful to use something like Stocktrades as you might be able to take the stress out of investment. The habits are:

    • Save money
    • Stop and enjoy life
    • Tell someone about Betterment

    And group members are enjoying it! We have seen users comment on a variety of small ways to save money, for example “bring lunch to work” or “use coupons at a retail store in Time Square”.

    Why did they choose to bring their community to Lift? Katherine clued us in:

    Lift offers a simple way to set goals and track progress with the support of friends and the Lift community. Betterment is always focused on helping its customers achieve their goals. We think the motivated, tech-savvy individuals who love Lift would love investing with Betterment and we want to give them a built-in community to reach their goals!

    Join the Reach Your Investing Goals group on Lift.

    We’ll be bringing you more examples, case studies, and success stories soon. If you have feedback email feedback+groups@lift.do.

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